Services

CONGRATULATIONS . . . YOU'VE FOUND US

Services

How Does the Service Work?
We aim to make restoring your credit as simple a process as possible. We will work with your creditors and the credit bureaus to remove derogatory records from your credit history by mail and by phone. Here are the 5 easy steps to raise your credit score.

1. Call for your free consultation 314-795-9012

Call us and speak to a member of our staff about what you can do to raise your score and what we can do to raise your score. This call is obligation free and will leave you with invaluable knowledge.

2. Complete our Retainer Packet

If you decide to retain our services to raise your credit score, simply fill out our retainer packet, hiring us to fulfill your credit needs. We will also need verification of your address and social security information.

3. Send in Your Updates

On a monthly basis, you will receive updates from the credit bureaus on the progress of our dealings with them. You will have to mail these updates to us for our records after making copies for yourself. Upon receipt of these updates, please mail these for our records after saving a copy for your personal file.

4. See Your Score Get Raised

Your credit score should begin improving within the first 35 days of receipt of our services. We will continue to work on your file for 6 months.

5. Close Out

After six months, you will receive a call from your credit advisor will review your file together. You will also be given additional advice on what you can do to continue raising your credit score for long-term results.

Our Guarantee
We will refund all monthly payments if we do not remove more than 25% of all the negatives we work on, from all three major credit bureaus, within six months from the time our services are retained.

In order for the warranty to apply, you must have at least four negatives on the credit report at the time of sign-up and may not have used a credit repair agency nor attempted to repair his or her credit two years previous to our retainer. Unpaid collections and unpaid charge-offs do not qualify for the warranty. Client also agrees to send updated reports from each of the three credit bureaus to us within 5 days of receipt. Updated reports should be received by the client every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received.

The bottom line is this...

Any information on your credit report that contains inaccurate and negative information is noted, and then it will be removed. We are prepared to go directly through the credit reporting agencies to the credit institution who placed the negative item on your report if necessary to remove it. We demand written confirmation of the deletion and a copy is sent to you.

Let me give you an example.

Let's say your credit report shows you have late payments on your credit card 3 months in a row back in 2006. We'll dispute your visa or master card company asking for proof of this. The fact is, either they'll not respond with the right evidence because they have no record of the item, or not bother with our dispute at all. Then just like that, the 3 months of late payments, according to your credit record, never even happened. By law it has to come off your credit record.

The same works for collections, chargeoffs, etc.

You would be amazed at how many times the companies don't even get back to us. Think about it, you've got millions of people you have to keep track of, then you get a letter asking you to prove an event from 2006 about one of your millions of customers. Companies don't have time for that and they definitely don't have the staff for it. We know, we've been doing this for 8 years. And even if we don't get it off your record in the first dispute, we'll send another one, and another. It's like releasing a highly trained swat team on your creditors.

You want lower interest rates, a home loan, a nice car? You want your credit fixed? It's simple, and it's cheap. The moment we start is the moment your credit starts getting better.

That's the moment you get what you want.

No more high interest rates, or deposits. No more sky high payments that suck the money from you faster than you can say "see ya"! And no more crazy hoops to jump through because people don't trust you. Just good credit...and the lifestyle you want.

And it starts just a few minutes from now.